We have managed to achieve an average of 70% in all the five main strategic pillars of 2024-2028 Strategic plan. The pillars are Financial Performance, Membership and Business Development, Internal Processes, Risk & Control, Human Resources & Organization Development and Corporate Governance. We look forward to achieving more in the coming years and we are confident that with our members’ support we will reach greater heights. Going forward, Sacco management and board will focus on creating value to its shareholders by growing business and revenues, maintaining a health Portfolio At Risk ( PAR) within the regulatory threshold, undertake midterm review of the Strategic plan, build capacity to Sacco staff & entire membership and deepen the use of ICT to bring services closer to its members.