Short-Term Loans

Fast funding for immediate needs and school fees (≤ 24 months) at fair, transparent rates.

Emergency Loan

Up to KES 300,000

• Repayment: Up to 18 months
• Rate: 1.08% p.m. (reducing)

Eligibility & Documents

• Active member; deposits per policy
• ID & Stamped Payslip
• Guarantors per policy

School Fees Loan

Up to KES 300,000

• Repayment: Up to 18 months
• Rate: 1.08% p.m. (reducing)

Eligibility & Documents

• Active member; deposits per policy
• ID & Stamped Payslip
• Guarantors per policy

Mkombozi Loan

Up to KES 300,000

• Repayment: Up to 24 months
• Rate: 1.20% p.m. (reducing)

Eligibility & Documents

• Active member
• ID & Stamped Payslip
• Guarantors per policy

Angel Loan

Up to 90% of Angel Savings

• Repayment: 12 months
• Rate: 0.80% p.m.

Eligibility & Documents

• 90% of Angel Savings Balance
• ID & application

Masomo Loan

Up to 90% of Masomo Savings

• Repayment: 12 months
• Rate: 0.80% p.m.

Eligibility & Documents

• 90% of the Masomo Savings Balance
• ID & application

Instant Loan

Up to KES 30,000

• Repayment: 6 months
• Rate: 5.00% p.m. (reducing)

Eligibility & Documents

• Active member
• Mobile/portal request